Curaçao eGaming License (CGA)
The Curaçao eGaming License is one of the most popular and cost-effective licenses for online gambling operators. Historically issued through master license holders, the jurisdiction is transitioning to a direct licensing model under the new LOK law, which aims to enhance compliance and reputation. It allows for a wide range of gaming activities including casinos, sports betting, and poker. The system now offers exactly two distinct license types: B2C License (Operator): For any platform interacting directly with players, managing player funds, and hosting games (Casino, Sportsbook, Poker, Lottery). A single B2C license covers all verticals simultaneously and B2B License (Supplier): For software developers, platform providers, game aggregators, or critical infrastructure providers.
Globally, except in jurisdictions where online gambling is explicitly prohibited or where a local license is mandatory (e.g., USA, UK, Netherlands, France).
Restricted markets such as the UK, USA, and certain EU countries require separate local licenses.
Widely accepted in many emerging markets and by crypto-friendly payment processors, though some Tier-1 banks may view it as higher risk compared to MGA or UKGC.
What This License Covers
Financial Requirements
- Due Diligence Fee Approximately €250
- Local Substance Approximately €5 000
Special Requirements
- Local Presence: Must incorporate a local company (CV or NV) in Curaçao.
- Corporate Structure: Local entity required with at least one local director or management company.
- Capital Requirements: No strict minimum share capital, but must demonstrate financial viability.
- Technical Requirements: Games must be certified for fairness. Server location is flexible but must be secure.
- Compliance Obligations: Implementation of AML/KYC policies, responsible gaming measures, and dispute resolution mechanisms.
- Background Checks: Due diligence on UBOs and directors.
Ideal Use Cases
- Startups and SMEs: Due to lower costs and faster setup times.
- Crypto Casinos: Curaçao is very friendly towards cryptocurrency operations.
- Operators targeting global markets: Excluding strictly regulated Tier-1 jurisdictions.